Astute Add-on Calculators

Conduct financial modelling with the client to explain complex financial strategies using AstuteWheel’s suite of financial calculators.

When a client clearly understands a strategy and how it may improve their financial position they are more likely to value your advice and proceed with recommendations.

Add on financial modelling calculators
Calculators included
Income tax calculator
Income Split Calculator
Salary Sacrifice Calculator
Capital Gains Tax Calculator
View Astute Income Planner
Income calculators. Salary sacrifice calculator

Income Calculator Suite

Four income calculators that will empower you to:

  • Quickly and easily identify how much tax a client is paying
  • Demonstrate how tax can be reduced using various strategies
  • Model the effect of using pre-tax dollars to boost your superannuation rather than using after-tax dollars for a non-super investment
  • Model and see the effects of income splitting strategies
  • Demonstrate the effects of CGT on sale of an asset
  • Prompt a discussion on life insurance based on live client data displayed for net income and spending.
Calculators included
Investment Options Calculator
Portfolio calculator
Property Analysis calculator
Rent vs Buy calculator
View Astute Investment Planner
Investment Planner - Investment calculators

Investment Calculator Suite

Four investment calculators to:

  • Quickly demonstrate various investment options to the client graphically
  • Compare and contrast investment options based on your client’s risk profile, tax rate and investment horizon
  • Model lump sum investments, geared investments, savings plans, geared savings plans or a combination of each strategy
Calculators included
Debt Analysis Calculator
Debt recycling calculator
Cost of Debt Calculator
View Astute Debt Planner
Debt planner calculators

Debt Calculator Suite

Astute Debt Planner’s three calculators allow for:

  • Live modelling of cashflow and cost of debt
  • Modelling the effects of interest types and rates on cashflow
  • Demonstrating mortgage reduction strategies
  • Illustrating wealth creation strategies and identify ‘good’ and ‘bad’ debt to your client.

 

Calculators included
Details tab
Life Insurance Calculator
Income protection calculator
Total & Permanent Disability Calculator
Trauma Calculator
Insurance Summary
View Astute Insurance Planner
Insurance planner calculators

Insurance Calculator Suite

Six powerful insurance modelling calculators that will:

  • Accurately confirm the clients’ details and assumptions, for precise control of insured amounts
  • Determine cover required should either partner not survive
  • Determine a client’s income protection options and wishes with ease
  • Instantly illustrate the effects of TPD cover settings on their annual cashflow
  • Visually show detail on the components of their trauma needs and what accumulated lump sum might be required.
Calculators included
Retirement calculator
Transition to retirement calculator (TTR)
Age pension calculator
View Astute Retirement Planner
Retirement calculators

Retirement Calculator Suite

Three important modelling calculators for use in:

  • Giving your client a clear snapshot of their current retirement trajectory
  • Easily identify client’s outstanding mortgage on retirement and the impact of non -super debt and investments to get a true retirement outcome
  • Modelling the effects of delayed retirement, salary sacrificing, one-off contributions or perhaps a more aggressive investment stance
  • Resolving the difficulty of explaining TTR rules and visually demonstrates the benefits of your proposed transition to Retirement strategy
  • Accurately determine expected age pension for your client and make live presentation of strategies to improve their circumstances.
Calculators included
Family Tree diagram
Entity Diagram
Structure Diagram
Briefing paper for lawyer
View Astute Estate Planner
Estate Planning Calculators

Estate Calculator Suite

Add this suite of calculators to Astute Client Engager or Astute Financial Planner to:

  • Automatically educate clients on crucial estate planning terms
  • Prompt considered responses to tough questions they’ll need to make prior to meeting with you
  • Automatically build a family tree diagram that illustrates family structures, even complex blended families
  • Provide a visual representation of how your client’s assets are owned and controlled
  • Show the assets held by each entity by hovering over any icon for an entity
  • Instantly demonstrate to your client how various assets could be treated in their estate plan should either of them, or both, become deceased.

More advisers can now enter this previously specialist field of financial advice. Our set of estate planning tools now makes the process of protecting your clients’ estate into an expedient and profitable journey.